Silicon Investor (SI) -- The First Internet Community

STOCKTALK

We've detected that you're using an ad content blocking browser plug-in or feature. Ads provide a critical source of revenue to the continued operation of Silicon Investor. We ask that you disable ad blocking while on Silicon Investor in the best interests of our community. If you are not using an ad blocker but are still receiving this message, make sure your browser's tracking protection is set to the 'standard' level.

Strategies & Market Trends : Value Investing -- Ignore unavailable to you. Want to Upgrade?

To: E_K_S who wrote (25060)	10/19/2006 11:47:33 PM
From: Spekulatius	Respond to of 78744

re Money center and regional banks: The money center banks are doing OK even with the inverted yield curve. They have multiple income streams to offset lower interest margins. The regional banks are in a less favorable position - they live off interest income and subsequently are seeing margin compression. I think that concerns about the death of regional banks is premature. Sure the consolidation will continue- the larger fish will eat the little ones but that opens up new opportunities for small banks to grow. The current soft condition will hasten that pace of consolidation so I am hoping that money can be made. Some of the small banks I am looking at are reasonably valued and well managed - FNLC being a prime example, I hope.