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To: Bill Harmond who wrote (30724)	11/1/2006 8:37:15 PM
From: stockman_scott	Respond to of 57684

DEPOTPOINT BRINGS NEW EFFICIENCIES TO THE FORECLOSURE MARKET WITH "AUDIT READY" DEFAULT MANAGEMENT SOLUTION "TrackPoint" Centralizes Processing Activities, Manages Exception Handling, and Creates an Action Plan for Each File to Ensure Compliance With Regulatory Guidelines Bellevue, WA- October 31, 2006 - With the steady rise of interest rates and the proliferation of "creative" mortgages, lending institutions are finding their loan portfolios exposed to greater risk of moving into foreclosure - a complicated, time-consuming and expensive process for banks and loan servicers. DepotPoint, an independent technology and services provider for the foreclosure market, seeks to address these issues with the launch of TrackPoint, the mortgage industry's first Web-based solution that centralizes all actions required in managing the default process. The solution's centralized workflow engine and tracking technology greatly improves efficiency, increases transparency, and streamlines the foreclosure process, ultimately leading to lower processing costs that benefit all parties, including the property owner. Currently being rolled out by leading financial institutions, TrackPoint is the mortgage industry's first end-to-end technology platform that combines a comprehensive compliance knowledgebase with centralized processing and communication management, exception handling, document management, and external vendor monitoring. "The foreclosure market is projected to greatly increase in the next two years, moving a larger percentage of home loans into a cycle of default and exposing loan originators to additional vulnerability and further risk," said Prakash Kondepudi, CEO of DepotPoint. "TrackPoint optimizes the tracking, recording and management of property-related data, bringing efficiencies to the foreclosure process that have not existed to date. The result is a considerable reduction in costs associated with foreclosure processing, saving the lender time and money, and more notably, the home owner the significant costs that often accompany property foreclosure." Founded by technology experts and veterans from the default management industry, DepotPoint is an independent entity that brings to market a suite of applications and services that deploy the latest in data and information technology, far surpassing the outdated solutions and antiquated, paperladen systems that banks currently rely on today. For example, every state maintains specific -- and in many cases disparate -- laws that regulate the method by which they can process a foreclosed property. By embedding these rules into TrackPoint's workflow engines, lenders and loan servicers are ensured that the correct procedures are followed while reducing the opportunity for errors. DepotPoint's TrackPoint application suite provides lenders, title companies, trustees and loan servicing entities with a centralized workflow engine and tracking technology that provides the following core features in a way that is fully transparent and always audit-ready: # Managing communication to all parties via a single, unified interface # Tracking property file status as it moves through the default cycle # Creating, processing and storing all necessary documents # Seamless automatic handling of exception scenarios (i.e., bankruptcy, debt disputes, etc.) About DepotPoint Headquartered in Bellevue, Wash., DepotPoint is bringing new efficiencies to the foreclosure market, which aim to improve the way lenders manage their real estate portfolios that are in default. The company's TrackPoint Application suite offers a range of Web-based innovations that help the entire lending ecosystem mitigate risk, accelerate the sale of foreclosed property, and improve visibility across the entire foreclosure process. The company is privately held and was founded by technology veterans from InfoSpace, Microsoft, and experienced staff from the nation's leading mortgage servicing companies. For more information about the company and its products, call 1-866-841-5641 or visit depotpoint.com.

To: Bill Harmond who wrote (30724)	11/1/2006 11:13:09 PM
From: Elroy	Read Replies (1) \| Respond to of 57684

VCLK reported really good numbers, with organic revenue growth accelerating for the 2nd quarter in a row (now 37%) and gross mmargins expanding. Not sure why the stock doesn't seem to have moved up in AH. At some point, YHOO, MSN or GOOG is going to need to buy VCLK if they want to be the dominant company in internet advertising. VCLK is on track to do well over $600m in internet advertising revenues in 2007. At 72% gross margin that's gotta be some juicy revenues for the big boys.