To: longnshort who wrote (76796 ) 1/25/2007 8:46:13 PM From: sea_biscuit Respond to of 93284 "So I'm driving the car northbound on the Saw Mill, listening to NPR when they do a little story on the President's whistle-stop campaign to drum up interest in his proposals delivered in the State of the Union speech on Tuesday, when lo and behold I hear the grease-spot say essentially the following: "People that get their health care insurance from their companies get it for free."And this guy is supposed to have an MBA? Damn, I've been saying for years now that most Republicans couldn't teach a course in economics 101 at a pre-school without notes, but this takes the cake. 1. Most of us pay a significant amount in workplace deductions. I happen to be lucky, I only pay about 15%, but I've heard that some companies are charging back their employees in the (according to the new HR guy) 35-65% range. Assuming that the low-end figure is true, that means on a $12K family plan many will be paying at least $4K/year. That ain't free, Mr. President! 2. We also pay significant co-pays, and certain services are far from free. So we are totally unlike the members of Congress and the Pres himself, in that we don't get it all for free, we have to go seriously out of pocket. And if your company has a limit, you can be paying big time. 3. And where the fuck does the asshole-in-chief think that money comes from? Doesn't he realize that if my company didn't have to pay my insurance, they'd have more profits? Or better yet, they'd have more money TO PAY THEIR EMPLOYEES? Or more money TO HIRE MORE EMPLOYEES? Yes my friends, the president is that stupid. 4. Last but not even close to being least, since my company has significantly over 100 people in it, they have bargaining power that I certainly won't have. And their plan is more inclusive; I haven't had to change my GP even though we are on our sixth or seventh plan in the last 20 years. Do you think this will work for people buying into single plans? Finally, we get to.. 5. Here in NY, if I leave the job I can still pay into the system and get my health care insurance at the same rate my company pays. Furthermore if I get sick, they can't bump me because I'm part of the larger group. You see, the whole idea BEHIND insurance is shared risk. Individuals can't be culled from the system if they are part of a much larger group, but if your insurance company declines to issue you a policy because they feel they aren't going to make enough money off of you, you've lost all of your bargaining power.Mister President, you haven't worked a day in your life for anyone (and that includes the American people) so don't tell us what people that work for a living should or shouldn't get for our efforts."