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Politics : Foreign Affairs Discussion Group -- Ignore unavailable to you. Want to Upgrade?

To: neolib who wrote (215002)	1/26/2007 1:30:45 PM
From: geode00	Read Replies (1) \| Respond to of 281500

You're still missing the point in its entirety. This isn't about making life good FOR INSURANCE COMPANIES. It's providing health care for all for the good of all. Who cares if insurance companies make money? Who cares if they exist? Right now, insurance companies simply strive to DENY CARE. That is counterproductive to the actual goal of providing health care for all. All you can see are dollar signs for insurance companies. That attitude prevents you from looking at the big picture. This is patently absurd: From a for-profit point of view, the insurance companies would rather everyone be a bad risk, and coverage be mandatory, since they skim a % of the gross business. There's plenty of bad risk out there. Exactly what insurance company do you see seeking out that bad risk and trying to get people with preexisting conditions as customers? Where? If taking on lots of customers with bad risk is a GOOD THING then why wait until it's mandated by law? Why not take on all the bad risk, and the supposedly huge premiums, today? Insurance companies aren't skimming a % of the gross business, they're making a profit from the difference between premiums and claims. Hence their increasingly noxious attitude that they shouldn't pay claims at all. For that matter, since you claim to known insurance so well, why are companies pulling out of homeowners insurance for coastal communities? Why? Why, if you actually submit a homeowners insurance claim are you liable to lose insurance entirely? Why? Let's deal with reality here instead of theory shall we? You can suppose all you like but the reality on the ground doesn't support you. At this point, you're like the Neocons who expected an easy time of it in Iraq and then blame Iraqis for not behaving as they expected.