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Biotech / Medical : Share your aches,pains,experiences,joys and cures. -- Ignore unavailable to you. Want to Upgrade?

To: Ken Adams who wrote (829)	5/26/2007 5:54:10 PM
From: Patricia Trinchero	Read Replies (1) \| Respond to of 1564

I bought it at 50 cause of the same reason............don't want my kids to worry about it. I have 5 years of care and my insurance coverage increases every year. It can also pay for at home assistance if a Dr orders it. Cost me about 100 a month cause I bought it at age 50. My husband was 10 years older and his was 100 a month more.

To: Ken Adams who wrote (829)	5/26/2007 6:37:21 PM
From: mechka1	Read Replies (1) \| Respond to of 1564

Ken, what is "buy long term care insurance"?

To: Ken Adams who wrote (829)	5/26/2007 7:28:41 PM
From: Ish	Read Replies (2) \| Respond to of 1564

<<At 70 years old right now, I'm buying "long term care" insurance for myself, as I know one day I'll need to be cared for in some say and I don't want it to burden my 2 kids.>> My insurance is a .44 magnum full of hollow points.

To: Ken Adams who wrote (829)	5/27/2007 11:58:23 AM
From: Suma	Respond to of 1564

Ken that is so sad a post because I went through similar experiences with my parents... Although Dad was in Hospice care and in my Will I a leaving money to Hospice. They are wonderful. However if I were an actress and required to cry all I would have to do is imagine my mother who was stone deaf, in a wheel chair sitting in the dining room on Christmas Day all alone as no one wanted to sit with her. It was futile as she could not hear what anyone said... and she did not want to come to my home as it was such an effort to get her... and then the wheel chair in the car... Later I put her in a private home with a LPN who only had her as a patient. She did her hair, nails, toenails and dressed her up. I went to see her every other day. She was not happy there as it was lonely but she died after about two month. The day before she passed she was imagining all her friends at bridge club... and came into the living area waving and saying hello to all of them. They all were gone... She received a lot of diapering and care from this woman who took one patient into her home at a time to nurse them. Let's hope none of us has to resort of an extended life of nursing homes and solitude.