To: Road Walker who wrote (340847 ) 6/19/2007 7:11:45 PM From: TimF Read Replies (1) | Respond to of 1572630 And benefits are down No benefits are up, more so than wages. In the old days you didn't have to pay for a cell phone, an Internet connection (or a computer for that matter), or cable (TV was 'free'). Which means "normal life" in terms of possessions and services is better. The middle class mostly has those things, many people with less then middle class income have those things. The fact that people have come to expect a higher standard of living only shows how they have achieved a higher standard of living. There were good paying jobs even for people without a high school degree. And tons of people didn't have any college, many not even having a high school diploma. When you take all people without high school diploma's a generation or three ago, and compare them to all the people without highschool diploma's now, your comapring apples and oranges. Adults who haven't graduated HS are now the people on the very bottom. The people on the very bottom didn't have those good paying jobs in 1980, 1950, or any other year you care to mention. And thanks to the Republicans there is no fresh start after bankruptcy You greatly exaggerate the change in bankruptcy laws. Low income people don't face much of a change other than a larger paperwork requirement and credit counseling, only those with above median incomes for their state might be forced in to chapter 13. And even people filing chapter 13 get debt relief, just not 100%. As for following you the rest of your life, not, it goes off your credit rating after 10 years. Only about 15% of bankruptcy filings since the new law has gone in to effect have been chapter 13 filings.nolo.com nolo.com