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Politics : A US National Health Care System? -- Ignore unavailable to you. Want to Upgrade?

To: Road Walker who wrote (1949)	9/1/2007 3:33:04 PM
From: Lane3	Read Replies (1) \| Respond to of 42652

You don't have a clue, do you? I am aware of the changes in bankruptcy laws. We have to get our terminology straight. We can use the US government's definition of "poor" and you call your demographic "near poor" or "working class poor" or some such. Or we can use your definition of "poor" and I can call my demographic the "really poor." But we can't continue with dueling definitions. Now, back to the topic, my poor are not bothered by the changes in the bankruptcy laws. If all you have is an apartment and an old car, no savings, no prospect of getting any savings, and a huge medical bill, then bankruptcy still works. The new law matters to people who have credit card bills and homes and credit ratings. If you don't have those, that is you are "really poor," then you have nothing to lose.

To: Road Walker who wrote (1949)	9/2/2007 1:42:03 PM
From: TimF	Read Replies (1) \| Respond to of 42652

The new bankruptcy law makes things much tougher for people with higher than average incomes, even if they are up to their eyeballs in debt, or even if they recently had higher than average incomes but don't anymore. Its slightly harder on the poor, with things like counseling requirements and some extra paperwork but the poor can still file chapter 7, unless perhaps they are newly poor and where not poor less than 6 months ago.