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To: Jim McMannis who wrote (90340)9/24/2007 5:13:45 PM
From: Elroy JetsonRead Replies (1) | Respond to of 306849
 
That's the magnitude of the problem. You have several choices:

A.) An ambulance brings in an unconscious person, perhaps from an auto accident. If after a search of the victims clothing an insurance card cannot be found, the hospital is allowed to dump the victim on the sidewalk to die without assistance.

Now what does the hospital do with those with insurance coverage, but whose insurers later decide not to provide payment - even when "pre-authorization" is obtained? A significant problem.;

B.) Hospitals can choose to treat or not treat who they wish without any rules. This option is currently available to hospitals if they choose not to take Federal and State assistance payments;

C.) Some method must be found to insure those who decide to be uninsured;

D.) More emergency rooms close, making emergency treatment unavailable, regardless of how rich or well-insured you are. Los Angeles is closing in on this option currently.

The basic problem remains. Treatment is currently being provided to all, but only a few are paying. Under a universal coverage scheme of some type some who are currently being subsidized (such as low-wage paying employers) will lose, while others who pay insurance premiums (such as myself) will benefit.
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