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Strategies & Market Trends : The Residential Real Estate Crash Index -- Ignore unavailable to you. Want to Upgrade?

To: Lizzie Tudor who wrote (90866)	9/29/2007 4:47:44 PM
From: patron_anejo_por_favor	Read Replies (1) \| Respond to of 306849

Actually, the senators get an option between a wide variety of private plans (various HMO's, Blue cross, other PPO/POS options). They all have their own separate benefit plans, exclusions, copays, deductibles, etc. So it's not the same as a single payor component. Not by a long shot.... What they DO have is a very large base of covered lives, which holds costs down, as well as competition between the various plans. OTOH, unless yer a federal employee, you don't have access to this. Most private employers offer one or two options at most. If you're not employed, theoretically you can choose from a wide range of individual options at substantially higher cost. And if you live in a state without guaranteed issue (most states) and have health problems, you probably can't get health insurance at any price due to underwriting.