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Politics : A US National Health Care System? -- Ignore unavailable to you. Want to Upgrade?


To: Road Walker who wrote (2397)10/27/2007 1:42:51 PM
From: TimF  Read Replies (1) | Respond to of 42652
 
Denying insurance for people with pre-existing conditions?

Just like a home owner's insurance company would deny me coverage if I tried to "insure" my already burnt down house.



To: Road Walker who wrote (2397)10/27/2007 7:36:36 PM
From: Lane3  Read Replies (1) | Respond to of 42652
 
Difficult to accomplish when you have 50 states all with different regulations.

For some reason you've taken that as a given. Oddly, you're confident that we can manage the enormous change to a universal, government-provided system but can't manage to find some simple, cross-state unity? Since the latter is a small part of the former, it's obviously more easily doable.

Even if different states have different regulations, they operate off of a similar enough data base that they could use consistent codes and forms. That's the major part of the burden for medical offices. And computerization would make a huge difference with remaining regulatory variations.

Paying adjuster commissions based on declined claims? Denying insurance for people with pre-existing conditions?

Different companies of any sort approach profit-making differently. If some insurance companies practice as you describe, you take your business elsewhere. That's the American way.



To: Road Walker who wrote (2397)10/28/2007 12:47:54 PM
From: brushwud  Read Replies (1) | Respond to of 42652
 
Re: You don't have to throw out the baby with the bathwater.

"The baby" in this case is the health insurance companies. Does anybody really believe they are doing a good job?


68% of the population is covered by private health insurance and no one's holding a gun to their heads, so I'd infer that those insurance providers are doing at least an adequate job.