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To: CalculatedRisk who wrote (93750)	11/4/2007 9:42:41 PM
From: Qualified Opinion	Read Replies (2) \| Respond to of 306849

Employment is holding up in the overall economy based on last reports. Furthermore, the fed could floor interest rates if needed. I expect the fed will be a help. However, I don't have a position in Citigroup.

To: CalculatedRisk who wrote (93750)	11/4/2007 10:07:58 PM
From: Qualified Opinion	Respond to of 306849

Citi to Host Webcast to Discuss Recent Announcements Sunday November 4, 9:26 pm ET Monday, November 5, 2007 8:00AM (EST) NEW YORK--(BUSINESS WIRE)--Robert E. Rubin, Chairman of the Board, Sir Win Bischoff, acting Chief Executive Officer, and Gary Crittenden, Chief Financial Officer, will host a webcast on Monday, November 5th, 2007, from 8:00AM to 9:00AM (EST) to discuss Citi’s recent announcements. The webcast will be available at citigroup.com. About Citi Citi, the leading global financial services company, has some 200 million customer accounts and does business in more than 100 countries, providing consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, and wealth management. Citi’s major brand names include Citibank, CitiFinancial, Primerica, Smith Barney and Banamex. Additional information may be found at www.citigroup.com or www.citi.com. Contact: Citigroup Inc. Media: Christina Pretto, 212-559-9560 Michael Hanretta, 212-559-9466 Shannon Bell, 212-793-6206 or Investors: Arthur Tildesley , 212-559-2718 or Fixed Income Investors: Maurice Raichelson, 212-559-5091 -------------------------------------------------------------------------------- Source: Citigroup Inc. Link: biz.yahoo.com

To: CalculatedRisk who wrote (93750)	11/5/2007 8:01:08 AM
From: MulhollandDrive	Respond to of 306849

careful what you say there, CR <ng> theglobeandmail.com CITIGROUP: COMMENTS DRAW DEATH THREATS TARA PERKINS November 5, 2007 Canadian Imperial Bank of Commerce analyst Meredith Whitney says she's received multiple death threats because of a research note she wrote that sparked a selloff in shares of banking behemoth Citigroup Inc. The 37-year-old analyst, who is based in New York, is standing by her research, and lashing out against what she characterizes as analysts' fear of negativity. CIBC spokesman Rob McLeod said the bank is also standing by Ms. Whitney's decision to downgrade Citigroup. "People are scared to be negative, especially when a company has such a wide holding," Ms. Whitney told The Times of London. "Clients are not pleased with my call, and I have had several death threats." She downgraded New York-based Citigroup late last Wednesday, and issued a note suggesting the bank needed to raise more than $30-billion (U.S.) of capital. That initiated a selloff that lobbed nearly 7 per cent off the bank's shares on Thursday, causing billions of dollars in paper losses for Citigroup shareholders. Despite the repercussions, Ms. Whitney said her Citigroup note was the most straightforward call she's ever made, "and I am surprised my peer analysts have been resistant. It's so straightforward, it's indisputable."