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Non-Tech : SPIN-OFFS "secret hiding places of stock market profits" -- Ignore unavailable to you. Want to Upgrade?

To: Jurgis Bekepuris who wrote (1123)	1/3/2008 1:16:08 AM
From: Spekulatius	Read Replies (2) \| Respond to of 1185

DFS -decided ti buy a starter position at 15$. The stock has become cheap enough for an entry IMO, despite the shortcomings of DFS (low market share & growth). For [t]DFS[/t] + rapid growth of DEBIT card network leads to growth in non-interest income + Concentration on credit quality versus loan growth + UK business + Visa settlement should be a substantial % of DFS' market cap + Attractive takeover target long term + Management energized and after Spinoff - Higher funding costs and tougher securitization - Chargeoff rates are increasing - Slow growth and low market share