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Politics : A US National Health Care System? -- Ignore unavailable to you. Want to Upgrade?


To: Road Walker who wrote (3562)1/3/2008 11:49:07 AM
From: Lane3  Respond to of 42652
 
Why have the employer involved at all?

Exactly. That's what I liked best about the piece, its first recommendation to eliminate the employer role. The clip you cited was "in the absence of this kind of federal reform," clearly a second-choice option.



To: Road Walker who wrote (3562)1/3/2008 12:28:58 PM
From: Peter Dierks  Read Replies (1) | Respond to of 42652
 
"One of the things that really screws up the current system is employer involvement."

Absolutely. It should be a contract between people and their insurance company. OTOH companies have more leverage with the insurer than individuals would. The collective effect allows some healthy people to subsidize some unhealthy people, and that is not all bad.

We know how it got this way, now how do we unravel the screwed up portion and return it to a free market so that the best providers can win? It takes good information and a lot more.



To: Road Walker who wrote (3562)1/4/2008 1:40:26 PM
From: TimF  Read Replies (1) | Respond to of 42652
 
If auto or home insurance were considered a perk of 'good' employment I'm sure they would be just as screwed up as health insurance.

Maybe so. Esp. if they where usually expected to cover small predictable expenses rather than just deal with the risks of very expensive issues.

Imagine having going in to the gas station putting $100 of premium in to your SUV, and only making a $5 co-payment, with the rest of it picked up by insurance you get through your job.