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To: 10K a day who wrote (98944)	1/4/2008 11:36:33 AM
From: Perspective	Read Replies (3) \| Respond to of 306849

Fair Isaac, eh? Interesting. Pretty miserable balance sheet - no equity: finance.yahoo.com Been borrowing to buy back stock: finance.yahoo.com And the stock is finding some gravity: finance.yahoo.com finance.yahoo.com Are you thinking their business is in serious trouble with the credit bubble crumbling? I'm not so sure credit reporting is going to go away. I actually wonder if credit analysis won't receive increased emphasis in the wake of all this trouble. What's your thinking? `BC

To: 10K a day who wrote (98944)	1/4/2008 2:07:56 PM
From: Sr K	Read Replies (1) \| Respond to of 306849

That's not first. Their business model is a fraud and when that is obvious, of course there's nothing left but claims.

To: 10K a day who wrote (98944)	1/14/2008 4:26:36 PM
From: Smiling Bob	Read Replies (1) \| Respond to of 306849

DJ Fair Isaac Lowers Prelim 1Q EPS View To 37c-39c >FIC DOW JONES NEWSWIRES Fair Isaac Corp. (FIC) expects to report fiscal first-quarter earnings of 37 cents to 39 cents a share, lower than its prior guidance of 45 cents a share. The Minneapolis developer of credit scoring systems said net income for the quarter ended Dec. 31 is expected between $19 million to $21 million, down from $31.2 million in the year-earlier period. First-quarter revenue is expected between $198 million to $200 million, down from its guidance of $205 million. On average, analysts polled by Thomson Financial predict first-quarter earnings of 45 cents a share on revenue of $205 million. For the fiscal second quarter, the company predicts earnings of 44 cents a share on revenue of $205 million. Earnings for fiscal 2008 are estimated between $1.80 to $1.90 a share on revenue of $825 million to $835 million. -Nicholas Hatcher; 201-938-5400; AskNewswires@dowjones.com (END) Dow Jones Newswires January 14, 2008 16:20 ET (21:20 GMT) Copyright (c) 2008 Dow Jones & Company, Inc.- - 04 20 PM EST 01-14-08