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Politics : A US National Health Care System? -- Ignore unavailable to you. Want to Upgrade?


To: Katelew who wrote (3877)1/14/2008 5:58:28 PM
From: Lane3  Read Replies (2) | Respond to of 42652
 
The label, "catastrophic insurance," is really redundant. As Tim posted this weekend, the whole notion of insurance is for the rare catastrophy. We've distorted "insurance" when we use that label for health maintenance. You don't use your homeowners' insurance to get your gutters cleaned, for example. It's for when your home burns down. Since we've made a misnomer out of "insurance," we've had to add the modifier to express the essential meaning of what is really plain vanilla insurance. Shame on us.

If I ruled the world, the first thing I would do is differentiate between health care insurance and health maintenance plans. People should consciously choose one or the other, not mush together the concepts. A lot of people would be better off with insurance in the pure sense of the world and it would be better for cost controlling the overall system.



To: Katelew who wrote (3877)1/16/2008 10:30:20 AM
From: Peter Dierks  Respond to of 42652
 
"flood insurance is a really good analogy"

It encourages people to build and rebuild on land that should never have been built on because of the risk of natural disaster. It has the further cost to society of removing environmentally sensitive land that can fill different rolls such as filtering pollutants, holding sediments to make nutrient rich growing land, breeding grounds for many creatures, etc.

So how does that dovetail into the socialized medicine debate?