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To: octavian who wrote (34330)2/2/2008 11:29:38 PM
From: Kirk ©  Read Replies (1) | Respond to of 42834
 
Octavian is on ignore

dale, I have you are on ignore so I didn't see your question until I scanned 10 posts at a time and it shows up. Your relentless drivel asking me the same damned questions over and over for the past 10 years has grown old.

But for any lurkers, I'll do it once again.

You posted:

"The question is, if you have had a stock index fund, REITS and TIPS in your "core" fund for 7 years, why do you need the "explore" portion?

Isn't it just dragging down your results?
"

Hardly

For 1/1/1999 through 12/31/07:

My "50:50 Conservative Core Portfolio" was up 73.4% or 6.3% compound annual return.
==> $100,000 invested 1/1/99 became $173,359

My "80:20 Aggressive Core Portfolio" was up 74.8% or 6.4% compound annual return.
==> $100,000 invested 1/1/99 became $174,807

My "70:30 Explore Portfolio" was up 196.7% or 12.8% compound annual return.
==> $100,000 invested 1/1/99 became $296,677


80% in “Core Aggressive” plus 20% in “Explore” was up 103.3% or 4.6% compound annual return.
==> $100,000 invested 1/1/99 became $203,341

95% “Core Conservative” plus 5% “Explore” was up 81.5% or 3.6% compound annual return.
==> $100,000 invested 1/1/99 became $181,487

100% in VTSMX was up 49.6% or 4.6% compound annual return.
==> $100,000 invested 1/1/99 became $149,649

VFINX (S&P500) was up 37.0% or 3.6% compound annual return.
==> $100,000 invested 1/1/99 became $137,021

Vanguard's Money Market Fund was up 36.9% or 3.6% compound annual return.
==> $100,000 invested 1/1/99 became $136,922

Vanguard's VFIIX GNMA Fund was up 63.3% or 5.6% compound annual return.
==> $100,000 invested 1/1/99 became $163,328