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Politics : A US National Health Care System? -- Ignore unavailable to you. Want to Upgrade?

To: TimF who wrote (4348)	2/6/2008 4:59:58 PM
From: Lane3	Respond to of 42652

Does your policy have an annual cap? If it does, I can't find it. This is what it says re catastrophic benefits: "Catastrophic Benefits 100% payment level begins after you pay $4500 out-of-pocket in coinsurance, copayment and deductible expenses" This is what the glossary says: "Lifetime Maximum. The maximum amount the Plan will pay on your behalf for covered services you receive while you are enrolled in your option. Benefit amounts accrued are accumulated in a permanent record regardless of the number of enrollment changes. See Section 5(e) of this brochure." Section 5(e) is the lifetime max for mental health and drug treatment. I find nothing indicating any annual or lifetime maximum for other ailments. I'm surprised. I remember clearly that there was a lifetime maximum back when I first signed up for the plan thirty some years ago.