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Politics : A US National Health Care System? -- Ignore unavailable to you. Want to Upgrade?


To: Lane3 who wrote (4702)2/21/2008 9:57:45 AM
From: Peter Dierks  Read Replies (1) | Respond to of 42652
 
Health Insurance Portability and Accountability Act (HIPAA and HIPPA are used interchangeably) started its life in 1996 and was revised a few years ago. It was a compromise with things for business and benefits for consumers.

It guaranteed rights to be insured and allowed people who elected not to obtain insurance to be denied when they needed to get insurance because they were ill or injured. For one it required insurers to waive preexisting condition* limitations IF the insured maintained continuous coverage.

The last revision added a bunch of privacy restrictions and it precipitated massive redesigns of offices to ensure patient charts were not visible to other patients or non authorized staff and contractors.

*The new insurer is required to take the insured in the same condition as they are with their previous insurer. this prevents people from taking a new job then switching to accelerate the preexisting condition period.

" In this case, though, your system design costs are lessened because you're not inventing your own wheel."

No, you are buying it from a for profit company that has employees that want to be paid and one or more owner that wants to use their system as a vehicle to become rich. Unless the government were to design and require a specific solution there would be profit. That would instead inflict bureaucratic inefficiencies that generally end up costing more than the profit that businesses earn.