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Politics : A US National Health Care System? -- Ignore unavailable to you. Want to Upgrade?


To: J_F_Shepard who wrote (4772)2/22/2008 9:27:32 AM
From: Lane3  Read Replies (2) | Respond to of 42652
 
huh? Explain that to me......

There are three government health care programs in the US.

Medicare is a federal retirement program only for those age 65 and older. Eligibility is determined by having paid Medicare taxes while working. It is funded by the Medicare taxes of the still working.

Medicaid is a federal poverty program. The eligibility rules are a function of income and assets, not age or former employment. Participants come in all age groups. It is funded out of the general fund.

SCHIP is also a poverty program. "The State Children’s Health Insurance Program (SCHIP) is a United States federal government program that gives funds to states in order to provide health insurance to families with children. The program was designed to cover uninsured children in families with incomes that are modest but too high to qualify for Medicaid." That quote is from Wiki, where you can find general info on all these programs. (I know, it's easier for you to ask me to do the work for you.) SCHIP is a state program that uses both federal money from the general fund and state funds.

I selected Medicaid because it was the one most suited to the target group you want to insure in eligibility criteria, funding source, and the kind of claims it is used to. For example, Medicare doesn't handle maternity or infant care because it's clients are too old. SCHIP might also work instead of Medicaid. I didn't suggest that because I don't know enough about it. But Medicare is definitely the least suitable.

This stuff is pretty basic, JF. If you don't know this, you probably should be reading up before you engage in any discussions.