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Politics : A US National Health Care System? -- Ignore unavailable to you. Want to Upgrade?


To: J_F_Shepard who wrote (4940)2/25/2008 6:17:16 PM
From: TimF  Read Replies (1) | Respond to of 42652
 
I don't have any kids.

Also if I did have kids my insurance would be partially paid for by my employer so I would probably officially pay less than the quotes.

Would I pay less than or about equal to those quotes if you count the employer provided payment? Maybe maybe not. Depends on (among other things) the specific type of insurance I pick. I suppose the average total is higher than those quotes, (whether or not the insurance is through the employer) because that type of search is searching for low cost plans, not "average cost plans". Which is why I pointed out that even doubling the quotes would still leave you with a lower figure than $4,479 for an individual and $12,106 for a family."

But maybe the average person wants a very low deductible (maybe even $0), well $0 deductibles do greatly increase costs.

Just looking for myself I see $75/month with a $2500 deductible and 30% copay, and $61.13/month with $5000/0, but $0/0% costs $187.

Still $187 times 12 is only about half of Kaiser's figures. (And that's funny because that particular plan is from Kaiser Permanente, is there any connection between them and the Kaiser foundation? or is it just a coincidence?)