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Strategies & Market Trends : The Residential Real Estate Crash Index -- Ignore unavailable to you. Want to Upgrade?

To: Smiling Bob who wrote (108473)3/8/2008 11:53:14 AM
From: Think4YourselfRespond to of 306849
 
Pretty much gave up on refinance option. Was starting the process just as the Fed made their emergency rate cut. The day before the rate cut the mortgage rate I was watching was 5.65% APR. Just checked this morning and the same lender has the same mortgage for 6.631% APR



To: Smiling Bob who wrote (108473)3/8/2008 12:05:16 PM
From: Pogeu MahoneRead Replies (1) | Respond to of 306849
 
What is a good account?
To a current lender a good account is someone who falls behind so they up the fees to 36%.
Nobody wants you;0)-vbg-
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I was wondering if you or anyone on this thread has had any experience just calling current lender in trying to renegotiate a lower rate, a la credit card? Argue you have a better rate with a lender waiting in the wings.
I'd think they'd be overjoyed at the opportunity to keep a good account.


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