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Politics : Formerly About Advanced Micro Devices -- Ignore unavailable to you. Want to Upgrade?


To: i-node who wrote (378950)4/18/2008 11:55:38 AM
From: Road Walker  Read Replies (1) | Respond to of 1578170
 
Throwing in the term "underinsured" makes me think you have bought the liberal line without even a minimal understanding of the subject -- because only the most basic coverage assures patients of having excellent health care at repriced cost (which may not be "free", and I can think of no reason it SHOULD mean "free").

Nothing is "free". But you can make things more efficient and cheaper.

Many many millions of people are underinsured, because that is the only thing they can afford or that is all that is provided by their employer. You may feel comfortable with a $5K deductible but for a lot of folks $5K can put them in bankruptcy.

Universal coverage is a fine goal, and should be pursued. And it can easily be done with socialization of the payment system. If you take the bloated insurance companies out of the system, then you could adequately insure everyone and still reduce the costs towards the European system, at about 50% of our system. The side benefits would be to eliminate the adversarial relationship between insurer and insured (where insurance workers are actually paid commissions to deny claims) and streamlined claim requests and subsequent lower overhead for doctors, clinics and hospitals.



To: i-node who wrote (378950)4/18/2008 2:15:19 PM
From: Tenchusatsu  Read Replies (1) | Respond to of 1578170
 
Inode, > Now, if you want to talk about "underinsured", that opens up an entirely new can of worms, since adequately insured to me may be underinsured for you.

"Underinsured" is an ill-defined term.

Many workers go on strike over increases in health insurance premiums and copayments, among other things. How can these "evil" corporations force a $40K/year worker to pay an extra $600 a year in premiums when that worker who is supporting a family is already stretched thin as it is?

Now you tell me, is this an example of "underinsured," or an example of a more general problem?

Tenchusatsu