Silicon Investor (SI) -- The First Internet Community

STOCKTALK

We've detected that you're using an ad content blocking browser plug-in or feature. Ads provide a critical source of revenue to the continued operation of Silicon Investor. We ask that you disable ad blocking while on Silicon Investor in the best interests of our community. If you are not using an ad blocker but are still receiving this message, make sure your browser's tracking protection is set to the 'standard' level.

Politics : President Barack Obama -- Ignore unavailable to you. Want to Upgrade?

To: manalagi who wrote (19819)	5/1/2008 11:10:06 AM
From: RetiredNow	Respond to of 149317

Thx for the clarification.

To: manalagi who wrote (19819)	5/1/2008 11:57:25 AM
From: worksinjammies	Respond to of 149317

In most cases, the Roth is better. If you make too much money (over 159K filing jointly) the Roth gets phased out and is not an option. Assuming you have considerable growth in the Roth, the advantage of not paying taxes on ALL the growth will usually far outweigh the tax liability of the contributions. Also assuming the participant is a "high earner" it is unlikely that they will take only small withdrawals in retirement to support a lifestyle they enjoyed while accumulating. Also, there are no RMD requirements for a Roth IRA. Just my opinion, I'm not a tax professional. WIJ