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Microcap & Penny Stocks : Rat dog micro-cap picks... -- Ignore unavailable to you. Want to Upgrade?

To: Bucky Katt who wrote (37675)	5/22/2008 9:02:55 AM
From: Diamono_old	Read Replies (1) \| Respond to of 48463

You're right about the Fed cuts not trickling down. Although it seems banks can borrow at about the lowest rate ever, I can't re-finance my house within a full percentage point of when I got it. My family has already started changing our life style. I'm sharing rides to work 3-4X per week. I ride my motorcycle when I don't car pool and I've even ridden my bicycle on occasions (cheaper as long as you don't get a flat). We are also buying more grocery items "on sale", cutting more coupons and eating out only for special occasions. Despite pay increases over the years and all this cutting back, we have less disposable income than we had two years ago. The middle class is definitely dropping.