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Politics : Formerly About Advanced Micro Devices -- Ignore unavailable to you. Want to Upgrade?

To: Jim McMannis who wrote (404892)	8/6/2008 11:10:33 PM
From: i-node	Respond to of 1576881

It is a shame that health care insurance has come to this; somehow, people have it in their minds that their insurance should take care of every little thing. Sensible people don't WANT low-deductible health insurance -- you PAY for that lower deductible. Mine is $2,500 and I'm fine with it. I don't WANT health insurance that covers every little medical incident. It is a waste of money. I need health insurance to do two things: a) Make sure I'm not destroyed financially by an illness -- if I become hospitalized, I don't want at $250,000 hospital bill. That's the primary purpose of insurance. b) Just as important, by having health insurance, every charge I incur with my doctor is heavily discounted due to repricing. I end up paying either a small copay or a dramatically reduced FFS payment just as a result of having high-deductible insurance. I don't understand the idea that people think they are ENTITLED to free health care, which is apparently what some of these jokers want.

To: Jim McMannis who wrote (404892)	8/6/2008 11:14:57 PM
From: tejek	Read Replies (1) \| Respond to of 1576881

I have health insurance in case of a catastrophic event like a bad car accident or a heart attack. I already use the local drugstore for things like shots and small stuff. Thanks for your suggestions. I just had a long conversation with my cousin who is an MD. He agrees that the medical system in this country is fukked.....for a whole bunch of reasons found on all sides. He said its gotten so bad that people are taking advantage of the confusion resulting in doctor's fees, hospital fees etc that are over the top. Not only that but he said Americans are becoming more and more unhealthy, causing us to get serious diseases at a younger and younger age. Its not unusual for children to get what was hitherto adult diseases. He gave me some suggestions for getting a lower premium. I will check them out. Its pretty depressing stuff.