To: Max Fletcher who wrote (1748 ) 10/1/2008 4:58:25 PM From: mek42 Respond to of 34328 I'm not retired yet, but here's what is in my Roth IRA in hopes that I will be able to retire some day. These are roughly in order of date purchased. PGH This is a Canadian oil royalty trust and is either the first or second stock I bought in my Roth, I don't remember whether I ever had LRT in my Roth or not. Thankfully I'd gotten out of LRT before they had their troubles in any event. VLCCF An oil tanker leasing company, I bought this as sort of a hedge against PGH. I figured that as oil is high, more North American oil will be produced, making PGH do well and if oil goes down then more oil will be imported, making VLCCF do well. I will freely admit that this is perhaps a naive summary, but it makes sense to me and both companies had good fundamentals at purchase. I've heard some things lately (that of course I don't exactly recall) that make me want to review PGH again at some point. MRNA A wild speculation / gross stupidity on my part. Thankfully I only lost a little bit (only about 10% of my meager portfolio). My lesson learned from this is first, stick to the plan and second, if you absolutely must buy into the pharmaceutical sector buy some token Pfizer and be done. Also, I did not properly research for this decision. MO Purchased after Altria spun off Philip Morris International. From strictly a financial standpoint, it's hard to go wrong with tobacco. Having lived with my wife while she quit smoking (coming up on a year now for her!) I find myself having an almost imperceptible conscience pang writing this. On the other hand, if we as society really cared, we'd just make tobacco products illegal. <shrug> This is the only non-speculative holding I have not in a DRIP at my brokerage, perhaps because I'm not sure how long I'll keep the Kosmowski Sin Fund active as is. O Dividend n > Dividend n-1 for a long time. A recent purchase, I was nervous about buying into the real estate sector at first. I was happy with their business model and fundamentals enough to make the purchase. DSX Right now this dry bulk raw materials shipping company is not for the risk averse. Diana has a debt:equity under 1 (and under 0.5 iirc) and should weather the current situation in the bulk shipping market. In the long term, it is still the case that raw materials go elsewhere for manufacturing, so I am confident that this is a good long term pick for me. Oh but it is painful checking the current price, though. Most of my initial research comes from screening for dividend yield > 5% and debt:equity < 1. From here I'll do more in depth research of interesting companies. I tend to buy, hold and try to ignore price fluctuations unrelated to company events. Somedays this is harder than others.