To: Kenneth E. Phillipps who wrote (49784 ) 10/2/2008 10:57:10 AM From: Hope Praytochange 1 Recommendation Respond to of 224724 But these days, his kitchen table can be found in a 6,800-square-foot custom-built colonial-style house on four lakefront acres, a property worth close to $3 million. kennyliar: read this in NYTIMES 10/2/2008 Although he is among the least wealthy members of the millionaires club that is the United States Senate — he and his wife, Jill, a college professor, earn about $250,000 a year — Mr. Biden maintains a lifestyle that is more comfortable than the impression he may have given on the campaign trail. A review of his finances found that when it comes to some of his largest expenses, like the purchase and upkeep of his home and his use of Amtrak trains to get around, he has benefited from resources and relationships not available to average Americans. As a secure incumbent who has rarely faced serious competition during 35 years in the Senate, Mr. Biden has been able to dip into his campaign treasury to spend thousands of dollars on home landscaping and some of his Amtrak travel between Wilmington, Del., where he lives, and Washington. And the acquisition of his waterfront property a decade ago involved wealthy businessmen and campaign supporters, some of them bankers with an interest in legislation before the Senate, who bought his old house for top dollar, sold him four acres at cost and lent him $500,000 to build his new home. There is nothing to suggest Mr. Biden bent any rules in the sale, purchase and financing of his homes. Rather, he appears to have benefited at times from the simple fact of who he is: a United States senator, not just “Amtrak Joe,” the train-riding everyman that the Obama-Biden campaign has deployed to rally middle-class voters. “He was a V.I.P., so he was treated accordingly by the bank,” said Ronald Tennant, a former loan officer who handled the mortgages Mr. Biden used to build his house. The bank did not give him a below-market interest rate, a perk that has caused embarrassment for some other members of Congress. But, Mr. Tennant said, “We paid particularly close attention to make sure everything came out right.”