SI
SI
discoversearch

We've detected that you're using an ad content blocking browser plug-in or feature. Ads provide a critical source of revenue to the continued operation of Silicon Investor.  We ask that you disable ad blocking while on Silicon Investor in the best interests of our community.  If you are not using an ad blocker but are still receiving this message, make sure your browser's tracking protection is set to the 'standard' level.
Strategies & Market Trends : The Residential Real Estate Crash Index -- Ignore unavailable to you. Want to Upgrade?

To: bull_dozer who wrote (168812)12/3/2008 6:04:37 PM
From: MulhollandDriveRespond to of 306849
 
i've just never heard of a breakeven with such a small spread doing a re-fi (also you need to factor the time you plan to stay....and assumes closing costs, fees, maybe a point, which apparently the loan doesn't require)

there are calculators out online to help with that:

bankrate.com



To: bull_dozer who wrote (168812)12/3/2008 8:05:45 PM
From: tejekRead Replies (1) | Respond to of 306849
 
and going from 5.5 to 5 3/8 seems strange as well, despite zero points and zero closing cost....

Why do you think so?

Is it possible that the 5.5% rate was a variable? For a while, fixed was hard to come by.


HomeMailHotSubjectMarksPeopleMarksKeepersSettings
Terms Of UseContact UsCopyright/IP PolicyPrivacy PolicyAbout UsFAQAdvertise on SI
© 2026 Knight Sac Media.  Data provided by Twelve Data, Alpha Vantage, and CityFALCON News