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Strategies & Market Trends : The Residential Real Estate Crash Index -- Ignore unavailable to you. Want to Upgrade?

To: energyplay who wrote (172863)12/21/2008 10:35:18 PM
From: PerspectiveRead Replies (2) | Respond to of 306849
 
<have not exceeded reserve ratios>

It's just a matter of time. Their balance sheets are ticking time bombs. Sure, the vast majority of the borrowers are still paying. What happens when they are 30% underwater? What happens when the next million go unemployed?

Banks are in the direct path of the storm, and they can't all be saved. In the triage, only those too-big-to-fail will get adequate life support.

`BC



To: energyplay who wrote (172863)12/22/2008 2:18:18 AM
From: The ReaperRespond to of 306849
 
Most of the community banks have lots of exposure to commercial RE and construction loans. The residential mortgage crap has not affected them much. Their time bombs are still ticking.


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