To: joefromspringfield who wrote (71 ) 1/18/2009 10:35:18 AM From: allancoleman Read Replies (1) | Respond to of 3605 Actually , joefromspringfield , while I appreciate the congradulations , my recent performance this last calendar year of 2008 wasn't as good as the calendar year of 2007 where I beat most indexes with over 6% in both my portfolios while the S & P was + 3.53% and the Wilshire was + 3.94% . Last year in 2008 , I didn't follow Sy Harding's sell signal in May of 2008 and thought I could catch a summer rally and am still in the stock market . My bad . Although both my portfolios beat the markets last calendar of 2008 , they are ended to the downside with mostly everyone else : Nasdaq = ( - 40.5% ) year to date in 2008 Personal 401(k) = ( - 37.6% ) year to date in 2008 S & P 500 = ( - 36.1% ) year to date in 2008 DJIA = ( - 31.3% ) year to date in 2008 My Invested portfolio = ( - 24.44% ) year to date in 2008 My Total portfolio = ( - 18.24% ) year to date in 2008 Sy Harding's Seasonal Timing Strategy portfolio = ( - 3.6% ) year to date in 2008 Sy Harding's Agressive Timing Strategy portfolio = + 3.2% year to date in 2008 Sy Harding's non - seasonal Timing Strategy portfolio = + 9.2% year to date in 2008 Needless to say , joefromspringfield , I'll be following Sy Harding's suggested portfolios a little more closely this calendar year of 2009 than I did in 2008 . This calendar year I definitely intend to exit the stock market with Sy's next " unfavorable " season sell signal anytime after April 20th through possibily sometime in July . ? ? Once again , appreciate the kudos , joefromspringfield . But Honey_bee is right and although both my portfolios did in fact beat most of the indexes again last calendar year of 2008 as they did in 2007 , I've learned valuable lessons about " buy and hold " in 2008 .