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To: rllee who wrote (71522)	1/21/2009 2:40:44 PM
From: Jurgis Bekepuris	Respond to of 118717

With 40K GBP and not knowing other information (like whether she is planning to buy real estate here or in UK, what's her savings rate, what are her holdings in US), I still suggest the approach in my last post. Overall, after I read Graham's Intelligent Investor recently, I'd go with his strategy for defensive investor (50% stocks - index fund /50% bonds - TIPs/treasuries) split across the countries a person does business with. Plus 20-30K or so in liquid assets (cash) for any unforeseen circumstances. So it might be that 40K in GBP cash is not as much as you think... Unfortunately any more precise asset allocation depends heavily on individual circumstances. E.g. if one expects to buy a house, a larger cash position may be warranted. If one plans to move or is at risk to lose a job - same thing. If one plans to move from country A to country B and never return to A, moving 80-100% of assets to country B may be good. But this is becoming a long list of possibilities. ;)