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To: Skeeter Bug who wrote (199851)	5/3/2009 1:14:28 PM
From: John Chen	Respond to of 306849

"if they are a "one off," their insurance is worthless." Well said. Even IRS asks for relevant records up to 3 years. They (insurance companies) probably find out more about my medical records/history than from my memory. The lobbies have the laws in the insurance companies favored, heavily favored, and they want bailouts.

To: Skeeter Bug who wrote (199851)	5/3/2009 2:50:08 PM
From: i-node	Read Replies (1) \| Respond to of 306849

>> i can definitively prove your paradigm is 100% wrong. From your article: More than 200 complaints about revocations — 189 of them since 2003 — have been filed with California's Department of Managed Health Care, which holds a public hearing today to consider new regulations. Dozens of lawsuits have been filed against insurers by patients; some have been settled. 189 instances in 5 years amounts to < 40 cases/year -- out of 36 Million individuals -- or 0.0001%. This is not a major problem. i'll bet close to 0.5% of people develop expensive illnesses in a given year, too. that means they revoke a massive percentage of people who get ill - especially if they aren't part of larger corporate network. if they are a "one off," their insurance is worthless. You're blindly assuming that these revocations are without cause, which a few probably are and like anything else, the patient has the right to litigate the matter. But these numbers aren't large enough to be even a minor irritant in the system. I'm not sure what your point is, other than an attempt to bash the medical insurance industry. I deal with them daily, and while it can be a struggle, one thing I can say with certainty -- I'd rather deal with customer service or appeal a claim at any private insurance company in the country over any government payer. if they are a "one off," their insurance is worthless. This is a silly claim. There are disreputable insurance companies like there are car dealerships. I really think you're watching too much TV on this subject.