To: John Koligman who wrote (7250 ) 6/30/2009 6:27:28 AM From: John Carragher Read Replies (2) | Respond to of 42652 states can mandate what will be covered under insurance and it forces insurance companies to adjust costs. One state has unlimited attempts at Fertility treatment: Artificial insemination (IUI) (referenced). a very costly procedure, and no restrictions on the number of attempts a couple can attempt to have a baby. if these are women who at older in age and much more difficult to get pregnant perhaps they will also have major medical bills at time of delivery. like premature babies,, twins... that cost million or more to care for until they are able to released from a hospital. However, in this one state, they have automatic welfare for applicates! just sign the application and you are on welfare and get your premature expenses fully covered. Why, it takes a year to get to the application and investigate qualifications and if turned down you are not asked to repay any funds paid... just dropped from welfare rolls. I have know a couple , both working, making decent money told by social worker at hospital to file for welfare. she helped them complete the form. Her point to them , the costs will bankrupt them. i guess that is the same thing with accepted feelings of the majority that the gov should give total care for their parents. They remove any savings etc from their parents within five years of potential death or disability and the parent goes on state welfare if he/she requires nursing home. state picks up all costs. i wonder if Obama medical program will cover all these expenses or we will still have some state control, and other federal programs without any enforcement.