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Politics : A US National Health Care System? -- Ignore unavailable to you. Want to Upgrade?


To: Road Walker who wrote (7428)7/8/2009 4:57:53 PM
From: i-node  Read Replies (1) | Respond to of 42652
 
"Corporate benefits administrators" know nothing... unless the end user hand reaches for his wallet it's not a free market or capitalism.

I think you're confused about the concepts of markets and capitalism. A free market is defined as one in which prices are arranged by mutual consent of buyers and sellers. In this instance, the employer is the buyer and the insurance company is the seller. Pricing is established by supply and demand and the principles of microeconomics apply.

There is no discussion of who is the buyer or seller as you suggest. I would stop short of claiming it doesn't change the relationship at all, because it does. The employer serves as a proxy for the buyer, but is just as determined to get the best value for his dollar.

As I pointed out to Lane, there should be some hard evidence somewhere that you're right on this if you are -- there are millions of us who DON'T have an employer as an intermediary. And our costs are just as high as everyone else's.