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Politics : A US National Health Care System? -- Ignore unavailable to you. Want to Upgrade?

To: i-node who wrote (7465)	7/9/2009 11:57:49 AM
From: John Koligman	Read Replies (1) \| Respond to of 42652

To claim that the market is small, or as someone else did -- that they couldn't find a plan in or around NYC is just silly. Well - why don't you get on ehealthinsurance.com, and key in zipcode 12524. It's now up to a whole 3 plans since I checked years ago. One is an Empire 'Hospital' plan that covers very little and would cost $300/month for my wife and I (probably like that guy we talked about who was written up in the NY Times last week, going bankrupt because of his heart surgeries). The GHI plan would cost $1135.21/month, and the Empire 'Direct Pay HMO' plan would cost $1998.24/month...

To: i-node who wrote (7465)	7/9/2009 5:03:35 PM
From: Lane3	Read Replies (1) \| Respond to of 42652

To claim that the market is small Small is relative. My former employer covers more people than any small state has residents. From the perspective of insurance companies, you are a niche market. They aren't going to spend a lot of time coming up with a variety of plans for your consideration. You say that there are lots of companies who would service you, maybe so. But I'll bet none of them has dozens of options from which you can choose. I bet that all their plans look pretty much alike. If the market were bigger, and if state regulations didn't constrain their options they would come up with more and varied plans so they could better compete.