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Politics : A US National Health Care System? -- Ignore unavailable to you. Want to Upgrade?

To: John Carragher who wrote (7573)	7/16/2009 9:36:15 AM
From: Lane3	1 Recommendation Read Replies (1) \| Respond to of 42652

If your children are older, through the stages of ear infections... If you can't afford to pay for even ear infections, then you can't afford to have children. There is a simple solution to the problem you describe, one that doesn't involve breeding and then expecting other people to support your offspring. I do understand that sometimes things come at you from out of the blue and financially stable people fall on hard times, but I suspect that most of those people who don't think that they can afford to pay for treating an ear infection 1) never gave the cost of medical upkeep a thought before they produced their children and 2) are able to find a way to pay for cable TV and beer.

To: John Carragher who wrote (7573)	7/16/2009 10:00:33 PM
From: TimF	Read Replies (1) \| Respond to of 42652

we agree if in a corporate plan risk is spread out over numerous families to reduce costs It doesn't really reduce costs, it just spreads it out. Well there are some ways it actually reduces costs at least for the employees and company if not for the system as a whole (negotiation power of a large corporation in the insurance market would presumably be higher than that of individuals), and other ways it increases it (more isolation from costs), but the actual part you talk about "spreading out risk" doesn't make the total cost any less, it just keeps spikes for particular people from bankrupting them.