To: bentway who wrote (498431 ) 7/27/2009 1:04:01 PM From: Brumar89 Respond to of 1576172 Fortune Magazine joins Mayo Clinic in criticisms of Obamacare: Fortune: 5 freedoms you'd lose in health care reform If you read the fine print in the Congressional plans, you'll find that a lot of cherished aspects of the current system would disappear. ..... If you prize choosing your own cardiologist or urologist under your company's Preferred Provider Organization plan (PPO), if your employer rewards your non-smoking, healthy lifestyle with reduced premiums, if you love the bargain Health Savings Account (HSA) that insures you just for the essentials, or if you simply take comfort in the freedom to spend your own money for a policy that covers the newest drugs and diagnostic tests -- you may be shocked to learn that you could lose all of those good things ..... .... 1. Freedom to choose what's in your plan ..... The federal government will impose a minimum list of benefits that each plan is required to offer. Today, many states require these "standard benefits packages" -- and they're a major cause for the rise in health-care costs. ..... 2. Freedom to be rewarded for healthy living, or pay your real costs ..... The state laws gouging the young are a major reason so many of them have joined the ranks of uninsured. ...... 3. Freedom to choose high-deductible coverage The bills threaten to eliminate the one part of the market truly driven by consumers spending their own money. ..... HSA users are far more cost-conscious than customers who are reimbursed for the majority of their care. The bills seriously endanger the trend toward consumer-driven care in general. By requiring minimum packages, they would prevent patients from choosing stripped-down plans that cover only major medical expenses. ...... 4. Freedom to keep your existing plan ..... 5. Freedom to choose your doctors The Senate bill requires that Americans buying through the exchanges -- and as we've seen, that will soon be most Americans -- must get their care through something called "medical home." Medical home is similar to an HMO. You're assigned a primary care doctor, and the doctor controls your access to specialists. .....Message 25813677