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Politics : A US National Health Care System? -- Ignore unavailable to you. Want to Upgrade?


To: Archie Meeties who wrote (8595)8/22/2009 9:08:52 AM
From: Lane31 Recommendation  Respond to of 42652
 
But I don't see the difference between government standards on coverage and private insurance limitations on coverage.

A couple of differences.

One is the the former is universal. It applies to everyone everywhere. With private insurance you have choice of carriers and choice of policy provisions, at least in theory. The private insurance market is not as vigorous as it might be and choices have been restricted by regulation and practice, but there are still options, even now, and could be more options if we chose to reform in that direction.

The other is that the former has force of law and that's that. The latter is a contract entered into by the parties. If you have a certain policy, then you have agreed to its terms. Again, policies aren't as decipherable as they should be and some reform could be applied there, but it's still a contract as opposed to a law. It's a lot easier for you to get a different contract than a different law. And you have greater recourse to contest a contract than a law. Maybe not a lot, but some.



To: Archie Meeties who wrote (8595)8/22/2009 3:06:40 PM
From: longnshort  Read Replies (1) | Respond to of 42652
 
Flashback: Oregon State Health Plan Denies Chemo — Offers Assisted Suicide Instead

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