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To: pogohere who wrote (82552)	9/20/2009 3:53:53 PM
From: Dale Baker	Read Replies (1) \| Respond to of 118717

Your initial post referred to servicing the debt on the banks' books, and now you correctly refer to them as the assets on the banks' books. If you had said that clearly in the first place, you would not have drawn the reactions that you did. Asset quality on bank balance sheets is a developing situation over time. Everyone has their assumptions about what will or won't happen and what can or cannot be sustained. They are all 100% confident they are right, and 150% contradictory. Time will tell.