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To: Sonki who wrote (12638)	10/31/1997 1:40:00 PM
From: Sonny McWilliams	Read Replies (3) \| Respond to of 27012

Sonki, I am all in stocks and my time horizon is shorter than yours. We have all been very good on here so we should get a treat today and not a trick. Or does that goodness thing only work with St. Nick? Sonny

To: Sonki who wrote (12638)	10/31/1997 2:31:00 PM
From: Ann Janssen	Respond to of 27012

Sonki, Re: is every one here 100% in stocks or do people do asset allocation etc.; I do have money in a CD and Savings acct, probably more than I need to but I'm a bit paranoid. I move things around alot too, when the CD matures I take the interest and move it into stocks. I also shop around for good CD rates, currently in at 6.5%. My personal investments are all in stock. We have a few US savings bonds for the kids (gifts from g-parents). I also have a 401k at work, I have everything in stocks. I don't like mutual funds for my personal money, I do pretty decent picking my own stocks and staying with them. Bonds are OK if you want/need the fixed income/growth. Just go with your gut feeling, it seems to be serving you well so far. Have a great day!!! Ann