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Pastimes : Where the GIT's are going -- Ignore unavailable to you. Want to Upgrade?


To: Alan Smithee who wrote (186261)11/8/2009 1:55:07 PM
From: ManyMoose  Respond to of 225578
 
In the process of a refi that will knock the rate down .75% on a 30 year fixed.

Do it. I think you'll be sorry if you don't.

We had a 7/1 ARM in AK, thinking we wouldn't even be there seven years. Turns out we were there 11.

When inflation hits, and it will, you're safe with a fixed, but not safe with an ARM.



To: Alan Smithee who wrote (186261)11/8/2009 2:01:51 PM
From: Mac Con Ulaidh  Respond to of 225578
 
It was great to read your bro-in-law will have the place and honors he deserves.

I gave a lil cycling 'lecture' today. I ran into one of the mountain boys today, who is now a 30 year old young man, at the grocery store. he is working 7 days a week and we discussed various reasons for and aspects ot that. I asked if he was at least able to be getting money aside, he said yes. and I said working that much, not much time to spend, so all the more saved. he admitted as much as he had spent on a cycle. but hey... that's transportation?

he is going to keep up this schedule until spring and summer and then start taking some vacation days for rides. we talked various rides he has in mind and... I got all 'old woman' with him and asked if he has a riding partner but he ain't going out on his own, right? he assured me that he did and wouldn't. it was my first thought when he mentioned rides, though.



To: Alan Smithee who wrote (186261)11/8/2009 2:28:26 PM
From: Neeka1 Recommendation  Read Replies (1) | Respond to of 225578
 
Any chance to knock down the interest rate on your loan should be taken. I don't think it matters one bit whether we suffer from inflation or deflation. Lowering your payment is a no brainer. And being at the mercy of banksters is not a place to be. If I were you, I'd refi at a fixed rate.