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Strategies & Market Trends : Value Investing -- Ignore unavailable to you. Want to Upgrade?

To: Paul Senior who wrote (36232)	12/18/2009 1:04:42 AM
From: Spekulatius	Read Replies (3) \| Respond to of 78753

re small/regional banks: they make money from a) commercial RE loans b) single family mortgages (conformal mortgages are mostly sold to Fannie/Freddie,non-conformal (Jumbo etc.) are kept c) small business lending d) consumer lending e) wealth management The commercial RE loans are the biggest trouble spots because most of the single family mortgages are sold off. I'd prefer to see banks involved in small business lending (probably the biggest opportunity right now) and wealth management. Many banks out there that trade below tangible book and are profitable with decent asset quality (at least judging by the non-performing asset ratios).