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Politics : View from the Center and Left -- Ignore unavailable to you. Want to Upgrade?


To: Cogito who wrote (129983)2/2/2010 5:38:46 PM
From: Lane3  Read Replies (1) | Respond to of 541761
 
Each healthcare provider in each state would have to bill multiple insurers, potentially, from each of the 50 states.

I'm not sure what's going on here. I already dealt with that, I thought. Companies would have "national policies." That means the number of different plans a practice would have to deal with would be the number of companies times each's number of plans. That would knock some number of existing providers out of the market and the net number of plans would likely diminish.

Why would you expect companies to register with all fifty states and sell Nevada policies to New Yorkers and Alabama policies to Californians? Makes no sense. It still seems like you're going out of your way to shoot it down or being intentionally obtuse. You know how companies incorporate in Delaware and ocean liners operate under a Liberian flag? Well, there would most likely be one or a few states that would be used by all the national providers.



To: Cogito who wrote (129983)2/2/2010 5:57:09 PM
From: Lane3  Read Replies (1) | Respond to of 541761
 
I don't see any kind of "free market" answer. Do you?

I don't. I think the government should pick up the tab for "high risk" insurance, those utterly uninsurable, charge what the "market" will bear, and let the taxpayers fund the rest. Also for those who top out on their one million lifetime insurance. That could be accomplished either at the state or local level by subsidizing private policies or incorporation into a federal system.

I don't see how contorting the whole industry into a federal system to accommodate the above minority is constructive. Tail wagging the dog.



To: Cogito who wrote (129983)2/2/2010 6:39:05 PM
From: TimF  Respond to of 541761
 
The health care providers already bill multiple insurers all the time. The current system is more balkinized, any national level health concern is going to have to deal with 50 different states with different requirements, you will probably have less of that after you allow interstate sale.