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Politics : View from the Center and Left -- Ignore unavailable to you. Want to Upgrade?

To: Lane3 who wrote (129989)	2/2/2010 6:56:27 PM
From: TimF	Read Replies (1) \| Respond to of 541747

It doesn't make any more sense to me than it does to you to have all the offerings from 50 differently regulated states on the table for my consideration. If you an insurer, it makes it simpler. You pick the state you like and you set up your policies, no need to deal with 50 different policies and create 50 subsidiaries to be a national insurer. Not having to deal with that should cut overhead. If your a health care provider, right now you theoretically have to deal with insurance polices charted in the 50 different states (plus the national policies set up for large groups, but that would be the same either way, unless some other policy was changed). Someone from NJ, having insurance in NJ, would still be covered if he moved, so the New York medical provider would (assuming he didn't just reject the insurance by saying he didn't accept that company) have to deal with insurance from different states (although I don't see what that makes any difference, the important thing is what the insurance company says it will cover and what it won't, the small medical provider doesn't need to deal with insurance regulators). If we changed things so that someone from New York (where insurance costs are high) could buy a policy from any state, than the business would tend to concentrate in a few states with the most favorable climate. To the extent that the number of different regulatory charters matters to the small provider (and again I don't see why it would), he will benefit by not having 50 different state policies to deal with.