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Politics : View from the Center and Left -- Ignore unavailable to you. Want to Upgrade?


To: TimF who wrote (130125)2/4/2010 4:54:41 PM
From: Lane3  Read Replies (2) | Respond to of 542008
 
Paying for giving people an income when they are unable to work, isn't health insurance

I wasn't suggesting that. I had in mind subsidizing the medical costs so that their income had a better chance of being enough.

We already have Social Security Disability payments, and the problem is indirectly dealt with by welfare programs and unemployment insurance.

Social Security disability includes Medicare, which is a much better deal for the disabled than a catastrophic insurance policy would be. I don't see any reason for treating those with severe medical problems any less favorably than we treat the disabled. I have a cousin who became disabled from her job as a cake icer due to carpal tunnel. That gets her Medicare. Surely her condition doesn't warrant more taxpayer help than AIDS or cancer.



To: TimF who wrote (130125)2/5/2010 2:48:30 AM
From: Cogito  Read Replies (1) | Respond to of 542008
 
>>We already have Social Security Disability payments, and the problem is indirectly dealt with by welfare programs and unemployment insurance.<<

It generally takes years to qualify for Social Security Disability, and you can't qualify for welfare programs as long as you have assets. For example, at one point I was told that my medical condition could qualify me for SSI, but not if I had total assets exceeding two thousand dollars.

Essentially, you have to go broke before any of these safety nets kick in.

Just FYI.



To: TimF who wrote (130125)2/5/2010 2:51:36 AM
From: Cogito  Read Replies (2) | Respond to of 542008
 
>>I'm assuming a deductible of maybe $10,000 a year. Plus perhaps the cost of a separate health care policy on the rest of the family. That will run most families out of money in a few years if not sooner.

Most families have an income a lot larger than that. It will hurt sure, but not necessarily run them out of money.<<

I forgot to respond to this comment.

I don't think most families don't have disposable income exceeding that amount.