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To: orkrious who wrote (241808)	3/22/2010 7:19:23 PM
From: patron_anejo_por_favor	Respond to of 306849

Sure, probably retrospectively up to a certain time limit (30 days?). Or you can just give up skiing......<G>

To: orkrious who wrote (241808)	3/22/2010 8:01:22 PM
From: MulhollandDrive	Read Replies (1) \| Respond to of 306849

what happens if I fck up my knee while I'm skiing? can I sign up for insurance at the hospital?* your question sums up the perverse incentives in this bill.... take a guy healthy and fit enough to ski and has an accident (low probability event) , out of concern for his assets, fears going naked and continues to pay high insurance rates vs. some fat ass with a slow developing condition like diabetes type II or coronary heart disease brewing decides to go naked, and once they become symptomatic to the point of concern, THEN they buy in... in the meantime, the healthy people in the pool get their rates jacked it seems to me your best bet is to go with the very high deductible as long as you can, max out your HSA (just in case you need hospitalization for the knee) OR just go naked if you feel the risk/reward is in your favor (young, healthy, etc) of course even with the high deductible which will be rendered 'not acceptable' in this bill the rates for everyone will skyrocket (look at CA in anticipation of the expansion of medicaid....cost shifting on steroids)....so you have to do your own cost benefit analysis on that basis... the really bad news is from what i am reading you only have about a 4 year window to slash your current insurance/max out your HSA before the more draconian measures kick in taxfoundation.org hopefully in the ensuing 4 years, there will be ample time to figure out ways to work around this legislation OR you might just want to give up risk taking behaviors like skiing.... iow, if you have to ask how much, you can't afford it<g>