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Politics : View from the Center and Left -- Ignore unavailable to you. Want to Upgrade?


To: TimF who wrote (134497)3/25/2010 12:48:10 PM
From: Cogito  Read Replies (1) | Respond to of 542953
 
>>And if a person is paying $12k out of pocket for his own insurance, either he has some pre-existing condition that's bad enough to raise costs but not to get him dropped, or its an issue of government requirements pushing up his costs, or its gold plated insurance that many making $60k or less wouldn't chose to pay.<<

Or he's buying insurance for a family of four. In which case, he is likely to be paying even more than 12k for it.



To: TimF who wrote (134497)3/25/2010 12:57:33 PM
From: Sam  Read Replies (1) | Respond to of 542953
 
And if a person is paying $12k out of pocket for his own insurance, either he has some pre-existing condition that's bad enough to raise costs but not to get him dropped, or its an issue of government requirements pushing up his costs, or its gold plated insurance that many making $60k or less wouldn't chose to pay.

That is simply wrong. I know people paying $1,000/month for insurance who don't have pre-existing conditions. They are in the late 50s, early 60s, and are contractors. They are physically active and fit, well educated, and make enough money to be able to afford it. They aren't "cadillac" plans, as far as I know, although admittedly, I don't really know the details of their plans, I just know the people.

Yeah, I know, it must be government regulations that push up the cost. Couldn't possibly be the insurance companies profits and executive salaries. Just like with the CA energy crisis--all due to those onerous regulations, and not building enough refineries, lol.