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Politics : View from the Center and Left -- Ignore unavailable to you. Want to Upgrade?


To: Travis_Bickle who wrote (134648)3/24/2010 3:05:53 PM
From: Katelew  Respond to of 542785
 
Travis, in the example Sam gave, the answer to the woman was somewhat wrong. She self-identified as a single parent, so in reality, she doesn't need to buy a family plan in the current system we have. Her children can have insurance coverage under the CHIP program in her state. She, as a single person, would then buy a policy that only covered herself.

Now, I don't know her age or what state she lives in. If she's under 45 and lives anywhere but the Northeast and the West coast, she probably could have decent coverage with a reasonable deductible for around $500/month or $6000 annually. In her mid-thirties, maybe $400 a month.

Is that still expensive? Yes. The problem is not so much the insurers as it is that medical costs are high. Why are they so high? I don't know. That's like asking why the cost of a college education has gone up exponentially. College costs and medical costs have risen by close to the same rates for the last 15 or so years.



To: Travis_Bickle who wrote (134648)3/25/2010 1:35:57 PM
From: Cogito  Respond to of 542785
 
>>I am not finding fault with health insurance ... I am finding fault with the cost of health insurance. Is any price too high? Fifty percent of her annual income? Ninety percent?<<

The cost of health insurance is ridiculously high. We can agree completely on that. I am presently paying approximately one third of my gross income for health insurance.