Silicon Investor (SI) -- The First Internet Community

STOCKTALK

We've detected that you're using an ad content blocking browser plug-in or feature. Ads provide a critical source of revenue to the continued operation of Silicon Investor. We ask that you disable ad blocking while on Silicon Investor in the best interests of our community. If you are not using an ad blocker but are still receiving this message, make sure your browser's tracking protection is set to the 'standard' level.

Strategies & Market Trends : Value Investing -- Ignore unavailable to you. Want to Upgrade?

To: Jurgis Bekepuris who wrote (37165)	3/29/2010 1:50:09 PM
From: Jurgis Bekepuris	Respond to of 78748

Since pen-and-paper math becomes really complicated in case of loan calculations, I wrote a simple Python script that shows what happens in case you lend out money that you obtained via straight loan vs. 3%-upfront-fee-0%-interest-low-payments loan. It's not exact, but close to reality. Anyone who wants the script, pm me. :)

To: Jurgis Bekepuris who wrote (37165)	3/29/2010 4:12:41 PM
From: anializer	Read Replies (2) \| Respond to of 78748

Thank you for your clarification as it gives me a little more insight into your thinking on the matter. I appreciate that you took the time to elaborate. I'm not really a credit specialist or interest rate analyst. It's all pretty greek to me. I'm only in the stock market to try for capital gains. From my lay man perspective if C offers me money for 6 months with a 3% fee attached to it, it's simply highway robbery. If they offered it to me for a year and a 3% fee with 0 interest, it becomes a matter for consideration since an alternate use of funds could well return better than 3% in a year.