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Non-Tech : Banks--- Betting on the recovery -- Ignore unavailable to you. Want to Upgrade?

To: Madharry who wrote (904)	5/11/2010 11:06:50 AM
From: tejek	Respond to of 1428

I wasnt denied exactly, but certainly if a bank is seek low hanging fruit to refinance. zillow is a great weeder out in the process. if I wished to pursue it, i would have to take my chances on the appraisal coming back higher and whims of the bank at the time. Decided I wasnt going to go through the hassle for what turned out to be 3/8% saving. I think the banks are making it very difficult to refinance. Everything has swung back the other way.......way, way too conservative.